Legal

Privacy Policy

Last Updated: January 1, 2025  |  Investor's Construction · 1516 Sage Street, Sumter, SC 29153

Introduction

Investor's Construction ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information you provide when you visit theinvestorsconstruction.com or contact us regarding our financial products and services.

By using our website or submitting information to us, you agree to the practices described in this Privacy Policy. If you do not agree with its terms, please do not use our site or submit information to us.

Investor's Construction is a direct lender providing business funding and financial services. We are headquartered at 1516 Sage Street, Sumter, SC 29153. For questions about this policy, contact us at vincent@theinvestorsconstruction.com.

Information We Collect

Information You Provide Directly

When you fill out our application form, contact form, or communicate with us, we may collect:

  • Name, email address, and business name
  • Phone number (if voluntarily provided)
  • Business information including revenue, time in operation, and industry
  • Funding amount requested and intended purpose
  • Any additional information you voluntarily include in your message

Information Collected Automatically

When you visit our website, we may automatically collect certain information including:

  • IP address and approximate geographic location
  • Browser type and version
  • Pages visited and time spent on site
  • Referring URL and navigation behavior
  • Device type and operating system

How We Use Your Information

We use the information we collect for legitimate business purposes, including:

  • Evaluating and processing your business funding application
  • Communicating with you about your inquiry or application status
  • Sending you information about our financial products and services (with your consent)
  • Improving our website and service offerings
  • Complying with applicable legal obligations and regulatory requirements
  • Preventing fraud and maintaining the security of our systems

Sharing of Your Information

We do not sell your personal information to third parties. We may share your information only in the following limited circumstances:

  • Service Providers: Trusted vendors who assist in operating our website or administering our services, bound by confidentiality obligations.
  • Legal Requirements: When required by law, court order, or governmental authority.
  • Business Transfers: In connection with a merger, acquisition, or sale of business assets, with appropriate confidentiality protections.
  • With Your Consent: In any other circumstance where you have given explicit consent.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS / Text Message Communications

SMS Messaging Program

If you have provided your mobile phone number and opted in to receive SMS/MMS messages from Investor's Construction, the following terms apply to that program:

Program Description: Investor's Construction may send you marketing and promotional SMS/MMS messages, including information about our financial products, services, offers, and updates. Messages are sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply, depending on your carrier plan.

Opt-Out: Reply STOP to opt out at any time. After opting out, you will receive a one-time confirmation message and then no further SMS messages.

Help: Reply HELP for assistance, or contact us at vincent@theinvestorsconstruction.com.

Consent: Consent to receive SMS messages is NOT a condition of purchase or receipt of any financial products or services from Investor's Construction.

Supported Carriers: Major U.S. wireless carriers are supported. Carrier participation may vary.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Application data is retained for a minimum of 5 years as required by applicable financial services regulations.

Security of Your Information

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect the information we collect. However, no security system is impenetrable, and we cannot guarantee the absolute security of information transmitted over the internet or stored in our systems.

Your Rights and Choices

Depending on your jurisdiction, you may have rights regarding your personal information, including:

  • Access: Request a copy of the personal information we hold about you.
  • Correction: Request correction of inaccurate or incomplete information.
  • Deletion: Request deletion of your personal information, subject to legal retention obligations.
  • Opt-Out of Marketing: Unsubscribe from email marketing at any time by clicking "unsubscribe" in any marketing email, or reply STOP to any SMS message to opt out of text messaging.

To exercise your rights, contact us at vincent@theinvestorsconstruction.com.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site usage. You may control cookie settings through your browser settings; however, disabling certain cookies may affect site functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our website and services are intended for business owners and adults aged 18 and older. We do not knowingly collect personal information from individuals under the age of 18. If you believe a minor has submitted information to us, please contact us immediately.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website or services after such changes constitutes your acceptance of the revised policy.

Contact Us

If you have questions, concerns, or requests related to this Privacy Policy, please contact us: